Tesco Clubcard Credit Card

The fastest way to collect Clubcard Points

  • 0% on balance transfers for 13 months (2.5% fee)
  • 0% on Tesco purchases for 13 months
  • 0% on non-Tesco purchases for 3 months

Typical 16.9% APR variable¹

Please note that if you take advantage of the 0% balance transfer offer and the 0% purchase offer your monthly payments will be used to pay off your balance transfer first.

Clubcard Points on all your spending

The more you use it, the more you get back! - If you pay with your Clubcard Credit Card at Tesco or Tesco.com, you'll get 5 points for every £4 spent!

And, every time you spend £4 on your Clubcard Credit Card, no matter where else, we'll give you 1 Clubcard Point.

At the end of each quarter we'll send you Clubcard vouchers for:

  • the points you've collected in-store
  • the extra points you earn when you use your Clubcard Credit Card

Where can you spend your vouchers?

Both sets of vouchers can be used together in a number of different ways:

  • In-store to save on your Tesco purchases
  • On Clubcard Deals - when you'll get four times their value in Deals Tokens. These can be used on holidays in the UK and abroad, weekend breaks, restaurants, home improvements and more
  • Collect AirMiles - just £2.50 in Clubcard Vouchers will get you 60 AirMiles, redeemable with over 100 airlines including British Airways And for more details on how to use your Clubcard Points, check out www.tesco.com/clubcard/deals

Tesco purchases

0% for 13 months on all Tesco purchases!

  • From little extras to big buys, from groceries to plasma TVs, pay 0% interest for 13 months on everything at Tesco Stores, Tesco.com and Tesco Direct.
  • Use your Clubcard Credit Card and enjoy 0% for 13 months on Tesco Personal Finance Insurances and purchases from Tesco Telecoms
  • Fill up using your Clubcard Credit Card at Tesco petrol stations nationwide and pay 0% interest for 13 months

Additional Card Protection

We can also offer you extra peace of mind with your Tesco Clubcard Credit Card.

If your income suddenly stops due to accident, sickness or unemployment Tesco Payment Protection Insurance could pay 10% of your outstanding balance each month for you.

If you are off work for 14 days or more we could pay 10% per month until you go back to work, up to a maximum of 12 months.

It costs just 79p (including Insurance Premium Tax) for every £100, or part thereof, of outstanding balance on your statement. If the balance on your account is zero at the time that your statement is produced, there is no charge for that month.

Please note that you must be aged 18-65, UK resident and in full time employment (at least 16 hours per week) to be eligible for this insurance.

You can protect your new Tesco Credit Card and all your other credit, bank, and debit cards, including cards belonging to up to 4 members of your household, for just £29 per year. One free call from anywhere in the world will enable you to cancel your registered cards and order replacements, so you can relax should things go wrong. Card Protection Plus offers insurance and assistance when you need it, saving you time and money.

Please read and print or save the Servicing Policy Summary and Servicing Terms documents below.