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Use your Tesco Credit Card to buy selected items through Tesco Direct and get 0% interest with no monthly repayments for 6 or 12 months.

• 0% for 12 months on selected items at Tesco Direct for £500 and above
• 0% for 6 months on selected items at Tesco Direct below £500
• No deposit required for your purchase
• No monthly payment required for your Buy Now – Pay Later balance
• No early repayment fees when you pay off your Buy Now - Pay Later balance
• No deferred interest, unlike some of our competitors
• Buy Now -Pay Later is exclusive to Tesco Classic, Platinum, Clubcard and Bonus Credit Card customers purchasing from Tesco Direct.

You can order goods online at www.tesco.com, & over the phone.

Visit Tesco Direct at www.tesco.com to see the range of great value products that you can Buy Now - Pay Later with your Tesco Credit Card.

The offer is exclusive to UK Tesco personal credit card holders, with sufficient remaining credit on their card.

At the end of your Buy Now Pay Later Period, the outstanding balance will be treated as a normal purchase balance and charged at your standard purchase interest rate.

How BNPL works

Choose a TV from the Buy Now -Pay later range on Tesco Direct for £580, pay with your Tesco Credit Card and benefit from;

• 0% interest for 12 months
• No monthly repayments on your BNPL balance
• 580 Clubcard Points
• Extra points because you have paid with your Tesco Credit Card!²

How to apply online...

• When you are purchasing from www.tesco.com, you will be prompted to tick a box to agree that you wish to avail of Buy Now Pay Later, where applicable.
• Ensure you have enough credit limit remaining on your card to pay for the item and to avail of the BNPL offer as your card & credit limit will then be validated.
• When your item is delivered or when you pick up your item from your local store, you will be given a receipt wallet with your receipt which contains further details on Buy Now Pay Later with the Tesco Credit Cards.
• Your statements will show your Buy Now - Pay Later balances separately & will warn you when your interest free period is about to run out.

 

How to apply over the phone

To order from Tesco Direct over the phone please call 0845 600 44 11.

• Select the items you want to order and have the catalogue numbers and your Tesco Credit Card to hand.
• A Tesco member of staff at the other end of the line will let you know if your item is available with Buy Now - Pay Later.
• Your card and credit limit will be validated when you make your purchase.

If you have any further questions on Buy Now - Pay Later, please Read our FAQs (new window).