Built in benefits
Your Tesco Credit Card also has other benefits built in.
Tesco travel benefits
Make sure you take your Tesco Credit Card with you on holiday.
Accepted in over 32 million places worldwide, it's the perfect way to spend abroad - and with the FraudSafe service it's secure too.
Plus, if you pay with your Tesco Credit Card, you could save on holiday essentials.
- Use your card to buy an annual Tesco Travel Insurance policy over the phone and you'll get a 10% discount! For cover call 0845 301 06 21.
- Also, use your card to buy Tesco Travel Money (who offer 0% commission on all foreign currency and travellers' cheques) and pay no cash advance fee.
This offer is not available to Tesco Business Card customers.

Tesco loans benefits
Whatever you have in mind for your loan there's no need to shop around for a great rate.
As a Tesco Credit Card customer, you can take advantage of a preferential low rate of 7.8% APR Typical when you borrow between £7,500 to £19,999. This preferential rate is only available to existing customers like you.
And as well as giving you a great rate, you’ll benefit in other ways too!
- Take an optional 2 month payment holiday¹
- Your interest rate is fixed so your repayments will always stay the same
- No set up fees
- Protect your repayments with optional Payment Protection Insurance
For your preferential Loan rate call 0845 601 4389 quoting TESCOT88. Please also have your Tesco Credit Card ready to hand as you may be asked for your credit card details.
Subject to availability. Lines open 8am – 8pm Mon-Fri and 9am – 5pm Sat and Sun.
¹Interest continues to accrue during the holiday period.
Tesco Loans are available to UK residents and over 18s only, subject to status and availability. Rates depend on circumstances and loan amount.

Bonus card
Interest Payment Back!
With your Tesco Bonus Credit card, you automatically enjoy an interest payment back every year on the anniversary of your account opening.
This is just one of the many Bonuses you can look forward to.
It's not called a Bonus Credit Card for nothing you know!

Clubcard Credit Card
The fastest way to earn Clubcard Points!
- Collect Clubcard Points wherever you shop
- 5 Clubcard Points for every £4 you spend in Tesco
- 1 Clubcard Points for every £4 you spend elsewhere
- Turn your Clubcard Points into Vouchers - use them in store to get instant savings on whatever you buy.
- Convert Clubcard Points into Clubcard Deals - get up to four times their value in exclusive Clubcard Deals for money off days out, hotel stays, eating out, travel and more.
- Convert your Clubcard Points into Airmiles - the more you collect, the more you can convert, the more you can jet off with over 100 airlines (including British Airways).

Balance transfers
Paying too much interest on your other cards?
Existing credit card customers - if you're paying a higher rate of interest on other credit or store cards, moving the outstanding balance to your Tesco Credit Card could help you save.
To find out if you have a special balance transfer rate available on your account (the special offer period and if a 2.5% fee - £5 min applies)
- Check your statement insert; or
- Call our Balance Transfer Hotline on 0845 300 13 00
Terms and conditions
The balance transfer fee will attract interest at the rate applied to purchases from the date charged until paid off. The balance transfer offer rate is treated as a 'special offer' transaction in your card general conditions. For more information on how we treat your monthly repayments, please see the back of your statement.
Balance transfers are limited to 95% of the credit limit.
This offer is not available to Tesco Business Card customers.