Before you start consider the following:

• Are you over 18 with an annual income of more than £10,000?
• Do you have a bank or building society account?
• Do you have a good credit history?
• Do you have a permanent UK address?

To find out more about our conditions for eligibility please read our important info page

Tips for completing the application form

The application should only take around 10 minutes to complete. You'll need to have the following to hand before you start:

• Your bank details (IMPORTANT: please ensure that you enter your bank account details correctly – if you supply us with incorrect account details it may lead to delays in assessing your application and issues regarding the transfer of funds to your account)
• Details of your regular monthly income after tax
• Your credit and store card limits, current balances and time held
• Details of your other monthly outgoing expenses (such as council tax, car insurance, other loans and Hire Purchase agreements)
• Your address details for the past 3 years (including halls of residence, lodgings and any other temporary residence)
• Your current employer's address details (if applicable)

If you provide us with additional contact details then we may be able to process your application quicker.