Important info

Loans available to UK residents and over 18s only. Rates depend on circumstances and loan amount.

Tesco Personal Finance is a joint venture between The Royal Bank of Scotland plc and Tesco PLC. Address: 56 South Gyle Crescent, South Gyle Park, Edinburgh, EH12 9LE. Tesco Personal Finance Limited. Registered in Scotland No. 173199. Registered office: 24 St Andrew Square, Edinburgh EH2 1AF.

Conditions for eligibility

  • Maximum term for loans £15,000 and under is 5 years (except for home improvements)
  • Loans used for refinance purposes can be taken for a maximum of 5 years except for homeowners who can borrow over 7 years
  • Loans used for refinance purposes of over £15,000 are only available to homeowners
  • Loans used for home improvement purposes are only available to homeowners

Rate details

Loan Band Typical APR
£3,000-£4,999 15.9%
£5,000-£7,499 8.9%
£7,500-£14,999 7.4%
£15,000-£19,999 7.4%
£20,000-£25,000 7.9%

Rates depend on circumstances and loan amount

Rates correct as at 28 April 2008

Insurers

Sickness and Unemployment Insurance is underwritten and provided by UK Insurance Limited. Registered Office and Head Office The Wharf, Neville Street, Leeds, LS1 4AZ. Registered in England No 1179980.

The Life Insurance is underwritten and provided by Direct Line Life Insurance Company Limited. Registered Office 3 Edridge Road, Croydon, Surrey, CR9 1AG. Registered in England No 2199286. Head Office 14-18 Cadogan Street, Glasgow G2 6QN. Both companies are authorised and regulated by the Financial Services Authority.