Payment protection insurance
We offer you one of the most competitive loans with Payment Protection Insurance on the market.
So you can relax knowing that your loan is both good value and protected!
Why might I need payment protection insurance?
Payment protection insurance could help you deal with the unexpected and ensure your loan repayments are met.
Your payments could be protected in the event of:
- Illness
- Accident
- Unemployment
- Death
For just a small amount each month your payments could be protected.
In addition, our Total Payment Protection Cover also offers a fantastic range of additional benefits such as free advice from a back to work helpline, free Tesco shopping vouchers and free Tesco.com home deliveries.
Compare Our Cover Levels
Here's a comparison of our two payment protection insurance cover levels:
| Cover detail | Standard cover | Total cover |
|---|---|---|
| Life cover | ![]() |
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| Accident and sickness cover | ![]() |
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| Unemployment | ![]() |
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| £100 of Tesco vouchers every month you claim | ![]() |
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| No delivery charge with shopping at Tesco.com limited to 5 deliveries per month | ![]() |
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| Free advice from a back to work helpline | ![]() |
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The main exclusions for Tesco Payment Protection Insurance are:
- Unemployment which arises within the first 30 days of cover or is voluntary.
- Normal childbirth or pregnancy.
- If you work abroad.
As with all policies there are some exclusions. See the Policy Document for details.
Please make sure you have read, and printed or saved the Policy Document as this outlines the terms and conditions of your insurance cover.

