Hints & Tips
Dental insurance to put a smile on your face
Tesco Dental Insurance is provided by AXA PPP healthcare and can help you manage the cost of routine visits to your dentist and unexpected treatment costs.
- Routine treatments including those for check ups, hygiene and x-rays
- Unplanned treatments such as fillings, root canal work and crowns (also called remedial and restorative treatment)
- Choose NHS or private cover
Buy Tesco Dental Insurance by 10th November 2010 and receive a free £20 Gift Card to spend at Tesco on whatever you like - in store or at Tesco petrol stations. (more about this offer).
Premium Cover - £19.95 a month!
Do you receive private dental treatment? Premium Cover provides cover for:
- Routine treatment - 100% reimbursement up to £125 per year
- Remedial (restorative) treatment up to £1,000 (50% reimbursement) per year
- Family cover for just £49.80 a month (based on 2 adults and 2 children)
Core Cover - £9.95 a month!
Do you receive NHS dental treatment? Core Cover provides:
- Great value cover for under 120 a year
- 100% reimbursement on all NHS treatment
- Relax knowing that you have dental cover when you need it
What's in it for me?
- Routine treatments - such as check ups, hygiene treatments and x-rays
- Unplanned treatments - such as fillings, root canal work and crowns (sometimes called remedial and restorative treatment)
- Mouth cancer cover up to £12,000 per year
- Worldwide dental accidents cover up to £10,000 per year
- Worldwide emergency dental cover up to £800 (choice of NHS or private dentist) per year
- Hospital cash benefit of £60 per night for up to 30 nights per person per policy year as an NHS patient in relation to a dental accident
- No-claims discount - you get 25% no claims discount when you join
Remember, as with all insurance policies, there are some things that aren't covered. For some benefits, you will not be eligible for cover until you have had your policy for one month (Core Cover) or three months (Premium Cover). If you haven't been to the dentist in the past 12 months, Premium Cover wont pay benefit for treatment identified at your first check up. Please read the exclusions before you buy to ensure the cover is right for you!
How much can dental insurance cost?
You could save money on your dental treatment with Tesco Dental Insurance.
Did you know that even straight forward dental treatment can be costly. For example, a crown can cost as much as £405 if you have private treatment or £198 on the NHS.
When you think about it, you could get back the cost of your premiums with just a few visits to your dentist. Take a look at the table below to see how much different types of dental treatment could cost.
| Treatment | NHS | Private |
|---|---|---|
| Gold crown | £198.00 | £405.00 |
| Six-month check-up | £16.50 | £43.00 |
| Scale & polish | £16.50 | £46.00 |
| Small filling | £45.60 | £78.00 |
| Root canal | £45.60 | £369.00 |
Charges based on treatment in England and Wales as at July 2010. Source: Private charges - www.whatprice.co.uk, NHS charges - www.nhs.uk
Please note that NHS charges differ across the UK:
NHS dental charges in England and Wales
NHS dental treatment in England and Wales is charged in three bands regardless of whether you have one visit to your dentist, or a whole course of treatment.
NHS dental charges in Scotland and Northern Ireland
Dentists in Scotland and Northern Ireland charge per item and you're expected to pay 80% of treatment costs up to a maximum limit of £384. In Scotland, check ups are free on the NHS.
Some people may be exempt from NHS charges. You can get further information on this and dental charges on the NHS website, or call your NHS dentist.
Recommend a Friend and get something to smile about!
Once you've set up your policy, simply recommend us to your family and friends and you could receive a £10 Tesco Gift Card or 500 Clubcard Points:
Not only that, your friend or relative will also receive their choice of a £10 Tesco Gift Card or 500 Clubcard Points
How do I claim my reward?
- Download a copy of the Recommend a friend form - PDF 796Kb.
- Fill in your own details, ensuring you tick whether you'd like to receive the Gift Card or the Clubcard points
- Remember to fill in your Clubcard number if you choose 500 Clubcard points
- Give the completed form to any friend or relative planning to take out Tesco Dental Insurance
- Once their Tesco Dental Insurance policy is set up, they should complete their details on the form, choose their gift and return it to us. No stamp is required
- You'll both then receive your choice of Gift Card or Clubcard points
- You can recommend Tesco Dental Insurance to as many people as you like
Remember, you'll get a £10 Tesco Gift Card or 500 Clubcard points for everyone you recommend that takes out a policy and returns a form!
Terms and conditions
1. Offer is available to the recommender and the recommended. 2. You can recommend as many people as you wish but you can only recommend each person once. 3. The gift card will be issued within 6 weeks of receipt of the first month's premium, and will only be sent to the policyholder's address. 4. The gift card can only be redeemed in store or at a Tesco petrol filling station. 5. The 500 Clubcard points will be allocated to the next available Clubcard statement after payment of the first month's premium. This may not be the next statement that you receive. 6. The Clubcard holder must be the policyholder. 7. Tesco Bank reserves the right to alter, cancel or withdraw the offer without prior notice.
Our current offer...
Buy Tesco Dental Insurance by 10th November 2010 and get a free £20 Tesco Gift Card.
Terms and conditions
Offer applies to new Tesco Dental Insurance customers only who buy the policy by 10th November 2010. One offer per household. The £20 Gift Card will be sent within 6 weeks of the policy being issued to the policyholder at their address only. No duplicate Gift Cards will be sent. Tesco Bank reserves the right to cancel or withdraw this promotion without prior notice.
Contact the team
If you already have a Tesco Dental Insurance policy:
0800 678 1794
If you wish to buy a new policy call:
0800 678 1797
Calls may be recorded and/or monitored for quality assurance, training and evidential purposes.
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