Hints & Tips
Dental insurance to put a smile on your face
Tesco Dental Insurance is provided by AXA PPP healthcare and can help you manage the cost of routine visits to your dentist and unexpected treatment costs.
- Routine treatments including those for check ups, hygiene and x-rays
- Unplanned treatments such as fillings, root canal work and crowns (also called remedial and restorative treatment)
- Choose NHS or private cover
PLUS - Buy Tesco Dental Insurance by 31st March 2010 and receive a £20 Giftcard to spend at Tesco on whatever you like - in store or at our petrol stations (more about this offer).
Premium Cover - £19.95 a month!
Do you receive private dental treatment? Premium Cover provides cover for:
- Routine treatment - 100% reimbursement up to £125 per year
- Remedial (restorative) treatment up to £1,000 (50% reimbursement) per year
- Family cover for just £49.80 a month (based on 2 adults and 2 children)
Core Cover - £9.95 a month!
Do you receive NHS dental treatment? Core Cover provides:
- Great value cover for under £120 a year
- 100% reimbursement on all NHS treatment
- Relax knowing that you have dental cover when you need it
What's in it for me?
- Routine treatments - such as check ups, hygiene treatments and x-rays
- Unplanned treatments - such as fillings, root canal work and crowns (sometimes called remedial and restorative treatment)
- Mouth cancer cover up to £12,000 per year
- Worldwide dental accidents cover up to £10,000 per year
- Worldwide emergency dental cover up to £800 (choice of NHS or private dentist) per year
- Hospital cash benefit of £60 per night for up to 30 nights per person per policy year as an NHS patient in relation to a dental accident
- No-claims discount - you get 25% no claims discount when you join
Remember, as with all insurance policies, there are some things that aren't covered. For some benefits, you will not be eligible for cover until you have had your policy for one month (Core Cover) or three months (Premium Cover). If you haven't been to the dentist in the past 12 months, Premium Cover won’t pay benefit for treatment identified at your first check up. Please read the exclusions before you buy to ensure the cover is right for you!
Do you know how much it can cost?
You could save money on your dental treatment with Tesco Dental Insurance.
Did you know that even straight forward dental treatment can be costly. For example, a crown can cost as much as £403 if you have private treatment or £198 on the NHS.
When you think about it, you could get back the cost of your premiums with just a few visits to your dentist. Take a look at the table below to see how much different types of dental treatment could cost.
| Treatment | NHS | Private |
|---|---|---|
| Crown | £198.00 | £405.00 |
| Six-month check-up | £16.50 | £43.00 |
| Scale & polish | £16.50 | £46.00 |
| Small filling | £45.60 | £79.00 |
| Root canal | £45.60 | £365.00 |
Charges based on treatment in England and Wales as at February 2010. Source: www.whatprice.co.uk
Please note that NHS charges differ across the UK:
NHS dental charges in England and Wales
NHS dental treatment in England and Wales is charged in three bands regardless of whether you have one visit to your dentist, or a whole course of treatment.
NHS dental charges in Scotland and Northern Ireland
Dentists in Scotland and Northern Ireland charge per item and you're expected to pay 80% of treatment costs up to a maximum limit of £384. In Scotland, check ups are free on the NHS.
Some people may be exempt from NHS charges. You can get further information on this and dental charges on the NHS website, or call your NHS dentist.
Our current offer...
Buy Tesco Dental Insurance by 31st March 2010 and receive a £20 Giftcard to spend at Tesco on whatever you like - in store or at our petrol stations.
Terms and conditions
Offer applies to new Tesco Dental insurance customers only who buy the policy between 7th January 2010 and 31st March 2010. One offer per policy.
The £20 Gift Card will be sent within 6 weeks of the policy being issued to the policyholder at the policyholder's address only. No duplicate Gift Cards will be sent.
If you cancel your policy within the first 6 months, we reserve the right to request a refund of the £20 Gift Card already given to you.
Tesco Bank reserves the right to cancel or withdraw the promotion without prior notice. Not to be used in conjunction with any other offer.
Contact the team
If you have any questions about Tesco Dental Insurance or want to find out more, call one of the team on:
0800 678 1797
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