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Tesco Health Insurance offers low cost quality cover, with a choice of three levels of cover.

Tesco has chosen AXA PPP healthcare, one of the UK's leading health insurance providers, to bring you quality private medical insurance at the low prices you have come to expect.

Comparison of Policy Features

  • Finest cover is the most comprehensive policy in the Tesco Health Insurance range, including no annual maximum on in-patient and out-patient treatment and up to three years cancer cover.
  • Premium cover is designed to cover your very first appointment with a consultant or specialist, through treatment in and out of hospital and follow-up appointments thereafter (up to £1000 out-patient limit).
  • Core cover is designed to cover treatment when you are an in-patient or day-patient, as well as covering out-patient surgical procedures.
Type of cover Core Cover Premium Cover Finest Cover
Cover for eligible hospital treatment after you have seen a consultant Cover included Cover included Cover included
Eligible out-patient consultations before and after treatment - Cover included
(Up to a maximum of £1,000 per policy year)
Cover included
  • Psychiatric treatment
  • Treatment for some pregnancy complications
  • Private hospital transport service (up to £200)
- - Cover included
Cost From under £15 a month.
Getting the treatment you require at a time and place convenient to you.
From under £25 a month.
Finding out what's wrong and getting you back to living life to the full.

From under £33 a month.
Knowing you are protected with comprehensive cover.

Also included

  • Transfer by private road ambulance when medically necessary and you are receiving eligible in-patient or day-patient private treatment
  • Finest Cover offers some prolonged chemotherapy treatments such as Herceptin for breast cancer for up to three years
  • Tax free cash payment if you receive eligible treatment as an NHS patient overnight 
  • Access to 24 hour health information

No medical required to join

On joining you won't be asked to take a medical examination or give your medical history (if you are under 75 years old). If your application is successful, you'll be covered for eligible treatment for new medical conditions that arise after you join.

Further information

For further information, please check the What's included and What's not included pages.

How much will it cost?

Tesco Health Insurance offers you quality private medical cover at the low prices that you've come to expect. You'll get a personalised quote based on your age, address, your excess and what level of cover you choose - Core, Premium and Finest.

Here are some examples of what Tesco Health Insurance could cost on a monthly basis.

Type of cover Core Cover Premium Cover Finest Cover
20 years old £14.97 £24.87 £32.09
30 years old £20.38 £34.39 £44.36
45 years old £32.06 £52.55 £67.80
55 years old £45.28 £73.87 £95.29

Premiums are paid monthly. The above examples are based on a male or female living outside London with £100 excess and 35% no claims discount. Prices valid at 1st April 2008.

Making a claim

When your GP refers you to a specialist for private treatment, you need to call 0800 085 1800 to check that the treatment is eligible.

Find out more about how to making a claim...

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