Top Tips for Cheaper Home Insurance
There are many ways you can lower your home insurance premium, and most have the added bonus of making your house more secure! Read on for top tips:
- Get a good home security system. Check with your insurer if there are any particular systems that they recommend to help lower your premiums.
- You can increase your voluntary excess; this simply means that you will pay more excess every time you make a claim. It is simple, the higher the excess you are willing to pay, the lower your premiums.
- Decide what extras you want on your home insurance policy and only pay for what you need.
- If you are moving to a new house consider replacing the locks for peace of mind, after all you don't know who may have a spare key. Five-lever mortise locks come highly recommended for all of your external doors while two bolt locks are preferable for your windows.
- Don't claim unless you really need to! It is the same as any other insurance policy, the less you claim the higher your no claims discount.
