Critical illness cover
Coping with an illness is tough enough without worrying about money.
Critical illness cover could help relieve financial pressures so getting better can take first priority.
Clubcard customers only - if you quote for Fixed Term or Mortgage Life Insurance with Critical Illness before 12th November 2008 then buy the policy we'll send you £50 worth of Tesco vouchers. Read the terms and conditions.
Who can apply?
Anyone between 17 and 64 is welcome to apply. Acceptance is based on your lifestyle, health, family medical history and individual circumstances, see our list of conditions covered.
You have the choice of two covers:
| Critical illness cover with Fixed Term Life Insurance | Critical illness cover with Mortgage Life Insurance |
|---|---|
Pays out a lump sum if you either die or are diagnosed with a critical illness that meets our policy definition. We only cover the critical illnesses we define in our policy and no others. The cash sum remains the same during your cover. |
Pays out a lump sum if you either die or are diagnosed with a critical illness that meets our policy definition. We only cover the critical illnesses we define in our policy and no others. The cash sum is designed to reduce in line with a standard repayment mortgage. |
What about joint life cover?
Our joint life cover provides a cash sum if either of the two lives covered dies, or suffers from a critical illness that meets our policy definition during the period of cover. Joint life cover only pays out once.
Will my premiums change?
The premium payable for our life cover with critical illness is reviewable. This means we look at costs following the first and any subsequent anniversary of the policy commencement date. We will notify you in writing of any changes to your policy. See our Key Information for more details on reviewable premiums.
What next?
Please ensure you read and understand the Key Information which includes Policy Conditions for this cover before you buy online. You should print or save a copy for your records.
It is your responsibility to ensure that the policy applied for meets your needs.
